FUNDING PROGRAM DETAILS & TERMS
Loan Details & Terms
- Interest Rates starting at 12%
- Interest-Only payments for the length of term
- Up to 60% of the As-Is Value
- Up to 24-month terms
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Optional term extension at discretion of Guaranteed Funding LLC
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Common sense underwriting focused on the real estate value (no minimum credit score or income)
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Funding amounts from $100,000 to $9,000,000
Minimal Borrower Criteria
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Credit score and proof of income will not have an impact (focus is on the real estate value)
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Minimal proof of income required
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Often times an appraisal is not required (we often value in-house)
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Free and clear title on property at time of closing is required (must have any liens cleared by time of closing)
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We do what banks won't
PROGRAMS DESIGNED FOR YOUR NEEDS
Acquisition
We can provide up to 60% of the purchase price of your property. This funding focuses solely on the acquisition of a property, giving you the flexibility to fund and manage the process quickly. We often can close within 7 business days, offering the speed that you may need.
Cash-Out Refinancing
By leveraging an existing asset that you currently hold, we can provide funding for your next deal or other business-related opportunity. Our cash-out refinancing allows you to use your equity in the property to expand your capital needs.
Refinancing or Stop Foreclosure/Bankrupt
We can provide funding to pay off your existing loan. Our clients typically refinance with us because we offer better terms or a lower rate than their current lender. If you currently have a loan that is costing you too much or is not meeting your needs, we would love to provide you with the funding you need to succeed.
Purchase Leasebacks
A Purchase Leaseback is when an owner/operator sells its real estate and then simultaneously leases it back from the new buyer. We typically offer higher funding amounts via this Purchase Leaseback structure. This scenario provides the previous owner with the opportunity to unlock capital, while maintaining the right to purchase the property back at the end of the term at a pre-determined value.
Construction
If you’re a developer looking for funding for your next construction project, we can help. We offer construction funding for the acquisition and construction of both shovel-ready developments and tear-down properties. Each funding is specially structured based on your needs as a developer and the overall project parameters.
Bridge
In need of interim funding for your next project? We can help you acquire a property quickly before you find and secure a longer-term source of capital for the duration of your project. By “bridging the gap” between acquisition and long-term financing, we can give you the flexibility to move quickly on projects as they come across your plate. Typical bridge loan terms vary from 12-24 months.